Gold loans starting at ₹3000 with minimal paperwork.

Calculate to see how much Gold Loan you can get today.

Enter the amount and carat value to see how much gold is required.

Note: The displayed amount is an approximate value and the final value depends on the gold valuation done at the branch.

Enter your gold weight (in grams) and carat value to see your eligible amount.

Note: The displayed amount is an approximate value and the final value depends on the gold valuation done at the branch.

Gold Weight: 0 grams

Loan Amount:0

Carat: 22

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Services we offer

Tailored Financial Solutions—Reassuring You’re Always Covered.

QUICK DISBURSAL
Online Gold Loan

Online Gold Loan

LOWER INTEREST RATES*
Gold loan

Gold Loan

EASY TRANSFER*
Forex & Money Transfer

Forex and Money Transfer

QUICK APPROVAL
Vehicle Loan

Vehicle Loan

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Digital Personal Loan

Digital Personal Loan

LOWER INTEREST RATES*
Business Loans

Business Loans

LOWER INTEREST RATES*
Micro Home Finance

Micro Home Finance

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Two Wheeler Finance

Two Wheeler Finance

LOWER INTEREST RATES*
Personal Loan

Personal Loan(Secured)

Other Services

Other Services

Happy customers

Why 1.75 Crore Indian Customers Chose Manappuram?

One of the best non-banking finance company that caters to its customer needs

Specialities of Our Gold Loan

Quick disbursal*

Quick disbursal*

Day wise interest rate*

Day wise interest rate*

Maximum loan per gram of gold*

Maximum loan per gram of gold*

Lower interest rates*

Lower interest rates*

Easy repayment options*

Easy repayment options*

No hidden charges*

No hidden charges*

Manappuram representative holding a phone

Transfer your existing gold loan to Manappuram Finance with Lower Interest Rates*

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Turning Dreams into Reality Since 1949

Real stories from the people who trust us.

Dhanasekaran

Dhanasekaran

An Optical Shop Owner’s Vision for Growth

I run an optical shop and needed urgent funds to upgrade my business. I chose Manappuram Gold Loan, and it was the best decision I made. The process was quick and hassle-free — I received the amount directly in my bank account without delay.
Thanks to Manappuram’s low interest rates, I was able to invest in new inventory and improve my shop’s services. I’m truly grateful for their support in helping small business owners like me grow with confidence
Ammu R

Ammu R

A Woman’s Determination, A Gold Loan, and a Growing Catering Business

I run a catering service and needed financial support to expand my business. Inspired by how I once used my jewellery to support our operations, I decided to take a gold loan from Manappuram Finance. The process was easy, and the low interest rates made it affordable. With the loan, I was able to invest in better equipment and grow my catering service confidently. Thank you, Manappuram, for supporting women entrepreneurs like me and helping turn gold into opportunity.
Jharna Nandi

Jharna Nandi

Gold loan gave me the capital to rebuild and grow my Chanachur business.

I started a small Chanachur production business in 2016. It wasn’t very profitable in the beginning, but I didn’t lose patience. I kept going with hope and hard work. When I reached a point where I couldn’t grow the business anymore, I found Manappuram Finance Limited, Habra Branch. I began taking gold loans from them, and with that financial support, I restarted my business. Today, my business is in a much better place. The team at Manappuram has always stood by me with support and encouragement. Thank you, Manappuram Finance Limited, for helping me turn my business around!

Our Journey So Far

A legacy of over 75 years as one of the best NBFC in India

In 2007, we became the first Kerala based NBFC to receive investment from foreign institutional investors (FIIs) when the celebrated PE fund, Sequoia Capital, invested Rs.700 million along with Hudson Equity Holdings.

Satisfied customers
1.75 Crore
Satisfied customers*
Years of Experience
75
Years of Experience
Committed Employees
50000 +
Committed Employees*
Branches
5000 +
Branches*

MD & CEO’s Message

A future with gold, and beyond gold

Sample Image

MD & CEO’s Message

A future with gold, and beyond gold

V P Nandakumar

The gold loans business is about unleashing the hidden power of this gold, bringing to life what is otherwise a dead investment.

Thank you for your interest in our company. As you browse through this website you will discover why Manappuram Finance Limited is a leader in the gold loans business in India and how, with recent diversification into new businesses like microfinance, home and vehicle loans, we are poised for the next phase of growth.

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Frequently Asked Questions

Everything you need to know about gold loan

What documents are required to get gold loan in India?

To get a gold loan in India, you need identity proofs such as an Aadhaar card, a Passport, a Driving Licence, or Voter ID, and an address proof such as utility bills, ration card, or rental agreement.
For a higher loan amount above 5 Lacs, a PAN card copy may also be required. Other documents include a completed application form and your bank statement.

Is my gold safe & secure?

Yes, when you pledge your gold with a trusted lender like Manappuram Finance Ltd., it is stored with maximum safety. From secure storage vaults with alarm systems, motion sensors, and restricted access to insurance protection and 24/7 surveillance, your gold is in safe hands when you choose us.
Manappuram Finance Ltd. also adheres to the strict RBI rules for NBFCs to ensure your gold is handled and stored properly.
 

How to pay the Manappuram gold loan repayment online?

You can pay your Manappuram Finance Ltd. gold loan online using the Customer eService Portal or mobile app ( OGL App ) using a debit card or via net banking, mobile wallet, or UPI. Please note that credit card payments are not accepted on Manappuram’s platform.

How to shift an existing gold loan from any bank/NBFC/Other Financial institutions to Manappuram?

  • Check your eligibility and gather the necessary documents, such as ID, address proof, and an old loan statement.
  • Once done, apply for the transfer process by visiting the nearest branch and get your gold verified to determine the new loan amount.
  • After accepting the new loan amount, repay the old loan to complete the transfer. Remember to sign the new loan agreement to complete the transfer.

Do I need a bank account to open a gold loan?

For most lenders, a bank account is mandatory. However, for lenders like Manappuram Finance Ltd., upto a loan amount of Rs.19,500/- you can get a gold loan even if you do not have an active bank account, but it is highly recommended to have one, for the following reasons -

  • Safer and faster disbursals as the loan amount is directly credited.
  • No threshold on loan amount.
  • Online applications are only permitted for individuals with a bank account.

What is the customer care number of Manappuram Finance?

You can contact Manappuram Finance Limited for gold loan-related help through these numbers:

  • Toll-Free: 1800-420-22-33
  • Mr. Guhan D: 0487 3050238
  • Mr. Sunil B S: 0487 3050112
  • Mr. Yogeesha P: 0487 3050272

You can also email crm@Manappuram.com or write to: Customer Services Cell, Manappuram House, P.O. Valapad, Thrissur District, Kerala, Pin 680 567.

Articles & Guides

Smart reads to help you borrow, save, and invest with confidence.

How to Transfer Your Gold Loan to Another Lender: A Step-by-Step Guide
Jun 23, 2025
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How to Transfer Your Gold Loan to Another Lender: A Step-by-Step Guide

Being stuck with a high-cost loan can be a financial burden. But you can break free from the weight of high interest rates, inflexible repayment terms and subpar customer service that is holding you back. By opting for the Gold Loan transfer option…

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What most lenders don't tell you about gold loan interest rates
Jan 09, 2023
Time icon 7 min read

What most lenders don't tell you about gold loan interest rates

Introduction A gold loan is a popular product in India. It is a convenient and easy way to get a loan. However, it’s not that easy to find reliable lenders. You need to do your homework before availing of this loan product so that you don’t end up…

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Dec 06, 2022
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Get rid of your gold loan problems once and for all

Getting a gold loan rate per gram of your gold at the lowest interest of gold loans is another story compared to the punctual repayment of the loan. A leveraged credit that the consumer obtains from a financial lender, such as a bank or non-banking…

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The most important steps in choosing the best gold loan provider
Nov 03, 2022
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The most important steps in choosing the best gold loan provider

Over the centuries, there has been a big growth in the gold loan industry, leading to the birth of many non-banking financial companies providing loans with affordable gold loan interest rates in India. As a result, there are plenty of alternatives…

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The flexibility of gold loans
Oct 14, 2022
Time icon 5 min read

The flexibility of gold loans

People borrow money from various kinds of financial lenders who provide mortgages for a diverse range of circumstances. This could be for supporting a venture or it may be for a more personal requirement, like schooling or a real estate property…

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Events

Latest updates at a glance.

Dec 09, 2022
Location iconNattika, Thrissur

Manappuram Foundation's support for elderly

Mrs. J. Chinchu Rani, Minister of Animal Husbandry and Dairy Development, inaugurated Manappuram Foundation's initiative to give presents to 150 destitute and elderly people on October 30 at Nattika
Read more about Manappuram Foundation's support for elderly